Tired of Companies Putting You on Hold
or Asking You to Leave a Message?

Whose fault is it when you choose your Medicare Supplemental Insurance without all of the information you need? We say it’s the insurance industry’s fault. We realize that choosing the right policy is a big step for you. We also know that you are trying to get enough information to get the right coverage at the most affordable price, all the time trying not to be overwhelmed with how the Medicare Supplemental Insurance industry works. That’s why we have committed ourselves to overcoming every problem you will face on your journey towards choosing the right policy.
    

Frequently Asked Questions
About Medicare SELECT Supplement Policies
    
Are Your Premiums Really Lower?
  YES, because of the partnership we have created with hospitals, our Medicare SELECT policy, has the Part A Deductible (currently $876) waived by our participating hospitals. Plus, now dealing direct-eliminating costly overhead expenses.

Do I Get a 30-Day Money Back Guarantee?
Yes, if you are not 100% satisfied with your policy, simply return for a full refund, including your policy fee.

Is my Policy Guaranteed Renewable?
YES, if you pay your fees on time, the insurance company will never, for any reason, cancel your policy. In addition, you will never be singled out for a rate increase.

Are There any Claim Forms, or Paperwork?
Both our company and insurance companies are working with the hospitals to make billing fast and easy. That means no more needless paperwork. No more claim forms.  It's all electronic claim filing.

Can I Choose My Own Doctor?
YES, we spoke with seniors just like you and they told us that being able to choose their own doctor was extremely important to them. The doctor patient relationship is built on trust and confidence, so trying to rebuild that each time you get insurance can be a nightmare. You can select your own doctor while still taking advantage of the savings we can offer through our network hospitals. So, choose your own doctor and save money at the same time.

Do I Get Nationwide Coverage?
YES, travel with peace of mind, knowing that wherever you go, you have emergency coverage.

Why Would I Want a Prescription Drug Discount Card?
On the average, you are paying $8.39 more than you should be for your prescription drugs. With our discount card save up to 25% on every visit to the pharmacist.

Can I Ever be Cancelled?
NO, not for any reason as long as you can pay your premium.

Will the Part “A” deductible be covered for emergency admissions?
YES, Medicare SELECT and Standard Plans B, C, D, & F will cover Medicare’s Part “A” deductible for inpatient hospital services rendered in a non-participating hospital as a result of a medical emergency, including ambulance service.

Am I covered for home health?
YES, if you choose Plan D. Plan D will pay up to $40.00 a visit, not to exceed seven visits each week to a maximum benefit of $1,600 per calendar year for services of a professional care provider, a duly qualified or licensed home health aide, personal care aide or nurse from a licensed home health care agency.